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Review

SigFig (Tandems)

Free under $10k, then 0.25%

SigFig powers the robo platforms behind several brokerages (often branded 'Tandems'). Direct accounts are free on the first $10,000 and 0.25% above, with tax-loss harvesting on eligible accounts.

Annual fee

0.25% (free under $10k)

Minimum

$2,000

Best for

Investors who want free management on smaller balances

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Fees

0.25% (free under $10k)

Free on the first $10,000 managed; 0.25% annually above that. Often offered through partner brokerages as 'Tandems'.

Returns report

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Returns in the report are comparable estimates from each advisor's published performance, shown net of advisory fees so you can compare them. They are for comparison — not a forecast, and they will not match any one account. Past performance does not guarantee future results. This is educational, not personalized advice.

Pros

  • Free management on the first $10,000
  • Tax-loss harvesting available
  • Often bundled free via partner brokerages

Cons

  • $2,000 minimum to start
  • Brand is less well known (frequently white-labeled)
  • Fewer planning tools than category leaders

SigFig (Tandems) FAQ

SigFig (Tandems) charges 0.25% (free under $10k). Fund expense ratios on the underlying ETFs apply on top, typically 0.05–0.20%.

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Get the robo-advisor returns report

We email comparable estimates of each advisor's published performance, net of advisory fees. Use a real inbox — a typo means the report never arrives.

Returns in the report are comparable estimates from each advisor's published performance, shown net of advisory fees so you can compare them. They are for comparison — not a forecast, and they will not match any one account. Past performance does not guarantee future results. This is educational, not personalized advice.