Affiliate disclosure
Plain-English FTC disclosure of how keel.io makes money.
We earn referral commissions when you sign up through our links — at no extra cost to you.
keel.io is reader-supported. When you click a “Sign up” link on this site (marked with an “affiliate link” badge and rel=“sponsored” in the HTML) and open an account, the robo-advisor may pay us a referral commission. You pay exactly the same fees as if you had signed up directly.
Commissions never affect rankings
Our rankings follow the published methodology — comparable return estimates (emailed, net of advisory fees), true cost, and accessibility. An advisor cannot pay for a higher rank, a better review, or removal of a con.
Not financial advice
Nothing on keel.io is personalized financial advice. We publish educational comparisons; we don't know your financial situation, goals, or risk tolerance. Consider consulting a licensed financial professional before investing.
Past performance
Past performance does not guarantee future results. Returns in our emailed report are comparable estimates from each advisor's published performance, shown net of advisory fees so you can compare them. They are for comparison — not a forecast, and they will not match any one account. This is educational, not personalized advice.
Last updated: September 2026. Questions? Email hello@keel.io.