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Review

Vanguard Digital Advisor

Vanguard's low-cost digital advice

Vanguard Digital Advisor brings Vanguard's low-cost ethos to automated investing at just 0.20% annually. It's a strong pick for buy-and-hold index investors who care most about fees.

Annual fee

0.20%

Minimum

$100

Best for

Cost-conscious long-term index investors

Sign up with Vanguard Digital Advisorcoming soon

Fees

0.20%

0.20% annual fee — among the lowest percentage fees in the industry.

Returns report

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Returns in the report are comparable estimates from each advisor's published performance, shown net of advisory fees so you can compare them. They are for comparison — not a forecast, and they will not match any one account. Past performance does not guarantee future results. This is educational, not personalized advice.

Pros

  • 0.20% fee undercuts most competitors
  • Vanguard's low-cost fund philosophy throughout
  • Low $100 minimum

Cons

  • Enrollment can be slow and the app feels dated
  • Limited tax optimization features
  • Fewer planning tools than Betterment or Wealthfront

Vanguard Digital Advisor FAQ

Vanguard Digital Advisor charges 0.20%. Fund expense ratios on the underlying ETFs apply on top, typically 0.05–0.20%.

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Get the robo-advisor returns report

We email comparable estimates of each advisor's published performance, net of advisory fees. Use a real inbox — a typo means the report never arrives.

Returns in the report are comparable estimates from each advisor's published performance, shown net of advisory fees so you can compare them. They are for comparison — not a forecast, and they will not match any one account. Past performance does not guarantee future results. This is educational, not personalized advice.